Download financial capability and asset development research education policy and practice in pdf or read financial capability and asset development research education policy and practice in pdf online books in PDF, EPUB and Mobi Format. Click Download or Read Online button to get financial capability and asset development research education policy and practice in pdf book now. This site is like a library, Use search box in the widget to get ebook that you want.



Financial Capability And Asset Development

Author: Julie Birkenmaier
Publisher: Oxford University Press
ISBN: 0199344167
Size: 48.77 MB
Format: PDF, ePub
View: 7562
Download and Read
This book introduces the concept of financial capability and assembles the latest evidence from ground-breaking innovations with financially vulnerable families, and links it to education, policy, and practice. This book is a key resource for those interested in improving financial education and financial products and services for low-income families.

The Practice Of Generalist Social Work

Author: Julie Birkenmaier
Publisher: Taylor & Francis
ISBN: 1315394898
Size: 73.88 MB
Format: PDF, ePub, Docs
View: 1828
Download and Read
The fourth edition of The Practice of Generalist Social Work continues to teach students to apply micro, macro, and mezzo social work skills. This new edition strengthens the connection between the three levels of practice and is fully updated to the 2015 EPAS. This edition also contains more illustrations of theory and more context for deciding which type of intervention is a good fit. Most chapters now open with a case study and continually refer back to the case to provide additional connections between theory and real-life practice. Each chapter also incorporates a link to a Grand Challenge of Social Work from the American Academy of Social Work and Social Welfare, which shows the connection between social work and the most significant societal challenges of today. The Quick Guides within the text offer students guidance for their field experience and practice after graduation. The text also comes with a rich companion website that includes support materials and six unique cases that encourage students to learn by doing. Go to www.routledgesw.com to explore the cases and additional resources.

Financial Capability And Asset Building In Vulnerable Households

Author: Margaret Sherraden
Publisher: Oxford University Press
ISBN: 0190238585
Size: 38.89 MB
Format: PDF, ePub
View: 3455
Download and Read
Financial struggles of American families are headline news. In communities across the nation, families feel the pinch of stagnant and sometimes declining incomes. Many have not recovered from the Great Recession, when millions lost their homes and retirement savings. They are bombarded daily with vexing financial decisions: Which bills to pay? Where to cash checks? How to cover an emergency? How to improve a credit report? How to bank online? How to save for the future? Low- and moderate-income families have few places to turn for guidance on financial matters. Not many can afford to pay a financial advisor to help navigate an increasingly complex financial world. They do their best with advice from family and trusted individuals. Social workers, financial counselors, and human services professionals can help. As "first responders," they assist families and help in finding financial support from public and private sources. But these professionals are too often unprepared to address the full range of financial troubles of ordinary working families. Financial Capability and Asset Building in Vulnerable Households is the first book of its kind. It prepares social workers, financial counselors, and other human service professionals for financial practice with vulnerable families. Building on more than 20 years of research, the book sets the stage with key concepts, historical antecedents, and current financial challenges of families in America. The book provides knowledge and tools to assist families in pressing financial circumstances. It offers a lifespan perspective of financial capability and environmental influences on financial behaviors and actions. This important text details practice principles and skills for direct interventions, as well as for designing financial services and policy innovations. This is an essential text for preparing the next generation of practitioners who can enable families to achieve economic security and development.

Financial Capability And Asset Building With Diverse Populations

Author: Julie Birkenmaier
Publisher:
ISBN: 9780815385141
Size: 73.75 MB
Format: PDF, Mobi
View: 6514
Download and Read
Global economic recovery in the aftermath of the Great Recession has not been experienced equally: while the share of wealth owned by the richest 3% has grown, the share owned by the poorest 90% continues to decline, as reported by Oxfam in 2016. This wealth divide disproportionately affects racial and ethnic minority communities. This book underscores the importance of financial capability and asset building (FCAB) practice, policy and research during a period when vulnerable populations face increasingly difficult economic and financial realities. At the same time, retrenchment and privatization of government-sponsored social services have eroded the safety net available for families experiencing poverty or near-poverty conditions. The proliferation of products and services available from both formal and informal financial institutions highlights the need to promote FCAB to avoid and/or recover from financial difficulties, crises and poverty. The contributors to this volume disseminate findings from interventions designed to increase financial knowledge, financial management and financial access across several vulnerable populations, including immigrant communities. Further, they demonstrate the need for culturally sensitive FCAB service delivery, considering opportunities and barriers posed by past and current life situations, experiences and environments experienced by different populations. The book is aimed at policymakers, researchers and practitioners who assist financially vulnerable people. This book was originally published as a special issue of the Journal of Community Practice.

Assets And The Poor

Author: Michael Sherraden
Publisher: Routledge
ISBN: 1315288354
Size: 34.55 MB
Format: PDF, ePub
View: 5893
Download and Read
This work proposes a new approach to welfare: a social policy that goes beyond simple income maintenance to foster individual initiative and self-sufficiency. It argues for an asset-based policy that would create a system of saving incentives through individual development accounts (IDAs) for specific purposes, such as college education, homeownership, self-employment and retirement security. In this way, low-income Americans could gain the same opportunities that middle- and upper-income citizens have to plan ahead, set aside savings and invest in a more secure future.

Financial Capability And Asset Holding In Later Life

Author: Nancy Morrow-Howell
Publisher: Oxford University Press
ISBN: 0199374325
Size: 59.75 MB
Format: PDF, ePub, Docs
View: 307
Download and Read
With today's availability of Social Security and Medicare, we typically think of the older years as a stage in life where people are supported financially. However, of the more than 40 million old adults currently living in the US, many are struggling financially living below or near the poverty line. They are lacking the assets necessary to see them through a period of life that is often longer than expected and that requires more health and long-term care. While financial vulnerability can be most pronounced in old age, it is often created across decades, revealing itself in later years when there is little opportunity to reverse a lifetime of disadvantage. The concept of Financial Capability refers to both an individual and structural idea that combines a person's ability to act with their opportunity to act in their best financial interests. In Financial Capability and Asset Holding in Later Life: A Life Course Perspective the concept of Financial Capability is used to underscore the importance of acquiring knowledge and skills while addressing policies and services than can build financial security. The volume assembles the latest evidence on financial capability and assets among older adults using a life course perspective, arguing that older adults need financial knowledge and financial services in order to build secure lives, and that this process needs to begin before it is too late to make effective changes and choices. Broken into three parts, the book's chapters - written by leading experts in the field - blend together empirical findings, economic and social theory, and case studies. Part 1 opens the book with a conceptual and empirical overview of financial capability and assets among older adults using a life course perspective. Part 2 presents chapters addressing financial vulnerability of diverse racial and ethnic groups, people with disabilities, and immigrants. Part 3 includes chapters describing current policies, programs, and innovations, including a review of important issues of working and caregiving in later life, and a detailed assessment of "age-friendly" banking principles, banking products, services, and policies.

Grand Challenges For Social Work And Society

Author: Rowena Fong
Publisher: Oxford University Press
ISBN: 0190859008
Size: 70.34 MB
Format: PDF, Docs
View: 1440
Download and Read
The Grand Challenges for Social Work Initiative (GCSWI), which is spearheaded by the American Academy of Social Work and Social Welfare (AASWSW), represents a major endeavor for the entire field of social work. GCSWI calls for bold innovation and collective action powered by proven and evolving scientific interventions to address critical social issues facing society. The purpose of GCSWI was modeled after the National Academy of Engineering, which aimed to identify some of the most persistent engineering problems of the day and then put the attentions, energies, and funding of the entire field to work on them for a decade. The GCSWI does the same for social issues, tackling problems such as homelessness, social isolation, mass incarceration, family violence, and economic inequality. Grand Challenges for Social Work and Society is an edited book that will present the foundations of the GCSWI, laying out the start of the initiative and providing summaries of each of the twelve challenges. The 12 main chapters that form the core of the book, one on each of the dozen Grand Challenges, are written by the primary research teams who are driving each GC project.

Handbook Of Consumer Finance Research

Author: Jing Jian Xiao
Publisher: Springer
ISBN: 3319288873
Size: 16.66 MB
Format: PDF, Docs
View: 2300
Download and Read
This second edition of the authoritative resource summarizes the state of consumer finance research across disciplines for expert findings on—and strategies for enhancing—consumers’ economic health. New and revised chapters offer current research insights into familiar concepts (retirement saving, bankruptcy, marriage and finance) as well as the latest findings in emerging areas, including healthcare costs, online shopping, financial therapy, and the neuroscience behind buyer behavior. The expanded coverage also reviews economic challenges of diverse populations such as ethnic groups, youth, older adults, and entrepreneurs, reflecting the ubiquity of monetary issues and concerns. Underlying all chapters is the increasing importance of financial literacy training and other large-scale interventions in an era of economic transition. Among the topics covered: Consumer financial capability and well-being. Advancing financial literacy education using a framework for evaluation. Financial coaching: defining an emerging field. Consumer finance of low-income families. Financial parenting: promoting financial self-reliance of young consumers. Financial sustainability and personal finance education. Accessibly written for researchers and practitioners, this Second Edition of the Handbook of Consumer Finance Research will interest professionals involved in improving consumers’ fiscal competence. It also makes a worthwhile text for graduate and advanced undergraduate courses in economics, family and consumer studies, and related fields.

Baby Boomers Of Color

Author: Melvin Delgado
Publisher: Columbia University Press
ISBN: 0231538421
Size: 72.19 MB
Format: PDF
View: 2503
Download and Read
Because researchers often treat baby boomers of color as belonging to one group, quality data on the individual status of specific racial populations is lacking, leading to insufficiently designed programs, policies, and services. The absence of data is a testament to the invisibility of baby boomers of color in society and deeply affects the practice of social work and other helping professions that require culturally sensitive approaches. Melvin Delgado rectifies this injustice by providing a comprehensive portrait of the status and unique assets of boomers of color. Using specific data, he grounds an understanding of boomers'financial, medical, and emotional needs within a historical, socioeconomic, cultural, and political context, resulting in tailored recommendations for meeting the challenges of a growing population. His research focuses on African American, Hispanic, Asian/Pacific Islander, and Native American older adults and addresses issues of financial security, employment stability, housing, and health care, which are often complicated by linguistic and cultural differences. Rather than treat baby boomers of color as a financial burden on society and its resources, Delgado recognizes their strengths and positive contributions to families and communities, resulting in an affirming and empowering approach to service.

Chapters 6 9 The Practice Of Generalist Social Work Third Edition

Author: Associate Professor of Social Work Julie Birkenmaier
Publisher: Routledge
ISBN: 1317910370
Size: 66.39 MB
Format: PDF, Mobi
View: 3912
Download and Read
This text for generalist practice courses is also available with a treasure trove of related materials for use in a two or three-course practice sequence. The text helps translate the guiding theoretical perspectives of social justice, human rights, and critical social construction into purposeful social work practice. Six unique cases, specially written for this Series, provide a "learning by doing" framework unavailable from any other social work publisher. Companion readings and many other resources enable this text to be the centerpiece for three semesters of practice teaching. Go to www.routledgesw.com to learn more. This custom edition includes chapters 6-9 for instructors teaching the second semester of a three-semester generalist practice sequence, and is also available in e-book editions in a full range of digital formats.