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The 5 Years Before You Retire

Author: Emily Guy Birken
Publisher: Simon and Schuster
ISBN: 1440569738
Size: 80.27 MB
Format: PDF, ePub
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A comprehensive guide to planning your retirement before it's too late! Even though half of all Americans put money aside for retirement, it isn't until they reach their sixties that many realize that they haven't saved enough. With The Five Years Before You Retire, you'll hone in on what you need to do in the next five years to maximize your current savings and create a realistic plan for your future. This book guides you through each financial, medical, and familial decision, from taking advantage of the employer match your company offers for your 401k program to enrolling in Medicare to discussing housing options with your family. Covering every aspect of retirement planning, these straightforward strategies explain in detail how you can make the most of your last few years in the workforce and prepare for the future you've always wanted. Whether you just started devising a plan or have been saving since your first job, The Five Years Before You Retire will show you what you need to do now to ensure that you live comfortably for years to come.

Magic Cleaning 2

Author: Marie Kondo
Publisher: Rowohlt Verlag GmbH
ISBN: 3644531013
Size: 63.51 MB
Format: PDF, ePub, Docs
View: 899
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Das TIME Magazine zählt Marie Kondo zu den 100 einflussreichsten Menschen auf der Welt! In ihrem zweiten Bestseller gibt Marie Kondo, weltweit erfolgreiche Aufräumexpertin, auf klare wie charmante Weise Ratschläge, wie unsere Wohnung aufgeräumt und die Seele im Gleichgewicht bleibt. Detaillierte und illustrierte Beispiele vom optimalen Zusammenlegen der Kleidung bis zum Ordnunghalten in der Küche zeigen uns einen Alltag inmitten von Dingen, die uns guttun. Außerdem bekommt der Leser Hinweise, was man bei Rückfällen tun kann, wie man «schlampige» Familienmitglieder motiviert und wie aus unserer Wohnung mit einfachen Mitteln eine Wohlfühloase wird. Leben mit den Dingen, die man liebt. «Marie Kondo motiviert zum Generalangriff auf das alltägliche Chaos – und macht uns zu selbstbewussten, zufriedenen, ausgeglichenen Menschen.» Für Sie

Designing Adult Services Strategies For Better Serving Your Community

Author: Ann Roberts
Publisher: ABC-CLIO
ISBN: 1440852553
Size: 42.66 MB
Format: PDF, ePub
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Focusing on adult patrons ages 19 through senior citizens, this book explains how libraries can best serve this busy portion of their community's population at different life stages and foster experiences that are "worth the trip"—whether actual or virtual. • Helps librarians make their libraries the go-to places in the community for both information and recreation • Enables librarians to accurately analyze the demographics of their communities and identify the services needed • Offers simple suggestions to help librarians with limited resources provide age-appropriate services • Describes information and resources most likely needed during each life stage, making it easier to target the audience for both programming and publicity

How To Retire Happy Fourth Edition The 12 Most Important Decisions You Must Make Before You Retire

Author: Stan Hinden
Publisher: McGraw Hill Professional
ISBN: 0071800700
Size: 64.66 MB
Format: PDF
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The Washington Post and New York Times Business Bestseller “Everyone in the workforce today should read this book!” —HORACE B. DEETS, FORMER EXECUTIVE DIRECTOR, AARP “Want excellent insights on retirement planning from a professional who’s actually experienced retirement himself? You’ll get just that from Stan Hinden’s book.” —STEVE VERNON, COLUMNIST, CBSMONEYWATCH.COM “Provides the most important information you’ll need before and during your retirement.” —MICHELLE SINGLETARY, THE WASHINGTON POST Award-winning Washington Post retirement columnist Stan Hinden’s bestselling How to Retire Happy, Fourth Edition, helps you make the right decisions to ensure a happy, healthful retirement. It delivers all the expert advice you need in an easy-to-understand step-by-step style. How to Retire Happy includes everything that has made previous editions the go-to guides for retirees and near-retirees, plus: Brand-new material on health insurance and the prescription drug plan The facts about Medicare Part A (hospital), Part B (tests, doctors, preventive care), and Part D (prescription drugs) The author’s personal experiences with the realities of long-term Alzheimer’s care Fully updated material on Social Security strategies How to handle the financial realities of the post-meltdown economy New resources you can turn to for extra advice

The Career Guide Book For Engineers

Author: John A. Hoschette
Publisher: John Wiley & Sons
ISBN: 0470530162
Size: 70.48 MB
Format: PDF, Mobi
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The Engineer's Career Guide John A. Hoschette The complete, one-stop career resource guide for engineers, engineering managers, and human resources personnel Every engineer needs strong career-planning strategies in order to survive and get ahead in corporate America. Whether you are a recent graduate, mid-career, or looking ahead to retirement, The Engineer's Career Guide offers proven, commonsense advice for navigating all stages of your engineering career. Packed with real-world tips supported by actual work experiences and examples, this book gives you step-by-step guidance in handling a multitude of career issues. The author draws upon more than three decades of experience to cover every aspect of an engineer's career, helping you build the skills you need to: Develop a career plan that leads to success Successfully transition from university to industry ahead of your peers Improve your job performance and stand out from your peers Deal with difficult people at work, from supervisors to coworkers Negotiate a raise or promotion Recover from a career setback or job loss Get on the fast track for advancement Manage your finances throughout your career Plan for your retirement Learn how corporate America operates and promotes engineers The Engineer's Career Guide is an excellent resource for any practicing engineer or engineering student who is interested in getting ahead in corporate America.

Ernst Young S Retirement Planning Guide

Author: William J. Arnone
Publisher: John Wiley & Sons
ISBN: 9780471083382
Size: 59.20 MB
Format: PDF, ePub
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Explains the rules of retirement planning, discusses portfolios and IRAs, and provides information on resources and Internet sites.

Making Social Security Work For You

Author: Emily Guy Birken
Publisher: Simon and Schuster
ISBN: 1440593388
Size: 62.80 MB
Format: PDF, Docs
View: 1043
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Featured in The Washington Post An up-to-date guide to getting the most out of Social Security under the new regulations that took effect on April 29, 2016. Despite reports of Social Security's impending bankruptcy, Social Security remains an important part of most Americans' retirement plans. But will it be enough? Making Social Security Work for You teaches you what you need to know about Social Security retirement benefits and the options you can choose to help meet your retirement goals. In straightforward, easy-to-understand language, this compact guide provides advice on the advantages and disadvantages of delaying benefits as well as the best ways to maximize your benefits depending on your financial or marital situation. Featuring a glossary of terms to help you better understand Social Security jargon; a full explanation on how the system works under the new regulations that took effect on April 29, 2016; and practical, actionable advice on how and when to save additional retirement funds, this book shows you how to make your retirement the best it can possibly be. "Guy Birken brings her breezy style to explaining a system that can be mind-numbing." --The Washington Post

The Essential Retirement Guide

Author: Frederick Vettese
Publisher: John Wiley & Sons
ISBN: 1119111137
Size: 27.27 MB
Format: PDF
View: 1948
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Retirement planning is difficult enough without having to contend with misinformation. Unfortunately, much of the advice that is dispensed is either unsubstantiated or betrays a strong vested interest. In The Essential Retirement Guide, Frederick Vettese analyses the most fundamental questions of retirement planning and offers some startling insights. The book finds, for example that: Saving 10 percent a year is not a bad rule of thumb if you could follow it, but there will be times when you cannot do so and it might not even be advisable to try. Most people never spend more than 50 percent of their gross income on themselves before retirement; hence their retirement income target is usually much less than 70 percent. Interest rates will almost certainly stay low for the next 20 years, which will affect how much you need to save. Even in this low-interest environment, you can withdraw 5 percent or more of your retirement savings each year in retirement without running out of money. Your spending in retirement will almost certainly decline at a certain age so you may not need to save quite as much as you think. As people reach the later stages of retirement, they become less capable of managing their finances, even though they grow more confident of their ability to do so! Plan for this before it is too late. Annuities have become very expensive, but they still make sense for a host of reasons. In addition, The Essential Retirement Guide shows how you can estimate your own lifespan and helps you to understand the financial implications of long-term care. Most importantly, it reveals how you can calculate your personal wealth target - the amount of money you will need by the time you retire to live comfortably. The author uses his actuarial expertise to substantiate his findings but does so in a jargon-free way.

Freakonomics

Author: Steven D. Levitt
Publisher:
ISBN: 9783442154517
Size: 57.15 MB
Format: PDF, Docs
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Sind Swimmingpools gefährlicher als Revolver? Warum betrügen Lehrer? Der preisgekrönte Wirtschaftswissenschaftler Steven D. Levitt kombiniert Statistiken, deren Zusammenführung und Gegenüberstellung auf den ersten Blick absurd erscheint, durch seine Analysetechnik aber zu zahlreichen Aha-Effekten führt. Ein äußerst unterhaltsamer Streifzug durch die Mysterien des Alltags, der uns schmunzeln lässt und stets über eindimensionales Denken hinausführt.

Can You Afford To Retire

Author:
Publisher: Irwin Professional Publishing
ISBN: 9781557382061
Size: 74.87 MB
Format: PDF, ePub
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Providing accurate information on all facts of retirement planning, each author addresses the most frequently asked questions in his area of expertise. Topics include retiring early, winning strategies for a financially independent retirement, health and long-term care, and estate planning.