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The Digital Currency Challenge Shaping Online Payment Systems Through Us Financial Regulations

Author: P. Mullan
Publisher: Springer
ISBN: 1137382554
Size: 55.38 MB
Format: PDF, Docs
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Private online digital currency systems offer people accessible, convenient, and inexpensive everyday financial tools outside of traditional bank-owned and operated platforms. Digital currency systems facilitate local and international fund transfers, online and offline payments, and simple cash-to-digital everyday financial products without the need for a conventional bank account of any retail bank product. Over the past several years, Bitcoin has grown into an efficient person-to-person and person-to-business payment system without the backing of any bank or financial institution. This phenomenon is producing a new level of an on- and offline commerce and a society much more attuned to digital currency systems. The Digital Currency Challenge details how new 2007-2008 U.S. legal issues surrounding digital currency products forced companies from the U.S. market and caused the Treasury Department to enact stricter regulations. Mullan profiles new and innovative present day digital currency systems, such as Bitcoin, and illustrates how software designers and monetary theorists use new technology to circumvent current U.S. regulations. This work also explains how new digital currency systems are not just software products, but tools providing financial freedom to people in countries all around the world.

The Fall Of Global Socialism

Author: D. Jayatilleka
Publisher: Springer
ISBN: 1137395478
Size: 69.91 MB
Format: PDF, Kindle
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This radical new perspective from the Global South casts a fresh light on a major aspect of contemporary history and in doing so suggests an alternative interpretation of twentieth century revolutions, Socialism, left thinking and radical politics.

The Reflective Practitioner In Professional Education

Author: L. Lawrence-Wilkes
Publisher: Springer
ISBN: 1137399597
Size: 20.22 MB
Format: PDF, Mobi
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How important is it to be a reflective practitioner in education today? This book examines the reflective practitioner role and the scope of reflective activities in professional practice, revealing that critical thinking is rooted in a philosophical debate about notions of truth linked to differing learning approaches.

Membership In Service Clubs

Author: D. Wodon
Publisher: Springer
ISBN: 1137444754
Size: 49.95 MB
Format: PDF, ePub, Docs
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Membership in Service Clubs provides the first rigorous assessment of the activities of Rotary, a global service organization founded in 1905 that implements projects and helps build goodwill and peace throughout the world.

Women In Narcotics Anonymous Overcoming Stigma And Shame

Author: J. Sanders
Publisher: Springer
ISBN: 1137430494
Size: 31.78 MB
Format: PDF, ePub, Mobi
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This book looks at a sample of female drug addicts seeking recovery in Narcotics Anonymous (NA). Through working the Twelve Steps and by attending women-only groups, these women are able to confront the double standard that makes recovery from addiction especially difficult.

Foucault On The Politics Of Parrhesia

Author: T. Dyrberg
Publisher: Springer
ISBN: 1137368357
Size: 73.21 MB
Format: PDF, Mobi
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Foucault saw the notion of parrhesia (truth-telling) as the most important factor for how governments could and should communicate with their people and vice versa. This important collection compiles and analyses Foucault's views on parrhesia to shed new light on his ideas on the importance of truth-telling in democracies.

Everybody S Business Reclaiming True Management Skills In Business Higher Education

Author: I. Mitroff
Publisher: Springer
ISBN: 1137412054
Size: 50.43 MB
Format: PDF, Docs
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Everybody's Business is a succinct analysis of the factors that led to the founding of American business schools and why they are the way they are. Mitroff, Alpaslan, and O'Connor consider why current business schools do not give students the knowledge and the tools they need to deal with today's complex, messy problems and systems.

Bitcoin And Mobile Payments

Author: Gabriella Gimigliano
Publisher: Springer
ISBN: 1137575123
Size: 64.31 MB
Format: PDF
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This book provides a critical analysis of The European Union’s regulatory framework for mobile payments and bitcoin. Chapters discuss the creation of the EU single market for e-payments and combine legal analysis with comparative case studies in their exploration of the regulatory challenges surrounding e-payments. The contributing authors analyse the key economic and legal issues of the development of bitcoin and mobile payments within the EU framework through a comparative lens. They cover topics ranging from user data and funds protection and the stability of the payment system to the competitiveness of the EU market. Providing a comprehensive and methodological guide to the bitcoin and mobile payments in Europe, this book will prove an illuminating and informative read for academics, students and policy makers with an interest in the impact of innovation on payment systems.

The Bitcoin Blockchain

Author: Philip Carl Mullan
Publisher: CreateSpace
ISBN: 9781502841612
Size: 78.50 MB
Format: PDF
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This book follows Bitcoin users as their value moves through the blockchain. These situations are based real life stories and provide insight into who is using Bitcoin, what advantages the platform offers and why people choose Bitcoin over conventional bank products. Bitcoin is a new innovative version of electronic cash. The payment platform delivers a wealth of advantages to all users. For those without access to regular banking services, Bitcoin has proven to be extremely beneficial. However, just as anonymous cash notes are preferred by criminals to help conceal their activity, Bitcoin is also preferred by some of the world's worst criminals. Every day, Bitcoin moves through the blockchain advancing freedom around the world, and every day Bitcoin also caters to anonymous illegal activity. With any electronic cash product, such as Bitcoin, it is impossible to have the good without the bad. While this is a fictional tale, it is based on actual situations, people and events from today's headlines and the author's 15 years of digital currency experience. The book also details some of the flawed actions of government agencies and prosecutors in their ongoing attempts to curtail illegal Bitcoin activity. It is also necessary to understand that in today's info-apocalypse world, those seeking to destroy another's reputation will directly associate that party with terrorism, child pornography, money laundering or drugs. This statement rings true throughout the past decade of digital currency media coverage. Characters: Seattle, Washington Julia & longtime boyfriend Steven are in their late twenties and living just outside of Seattle. The couple recently became Bitcoin miners. They are enthusiastic Bitcoin supporters, attend local Meetups in the area and generously donate to causes supported by the Bitcoin community. West Africa James heads up the Africa Clean Water team (ACW), a non-profit drilling clean drinking water wells in Nigeria. The entire operation is funded through Bitcoin donations. Raqqa, Syria Amir was formerly a part of the "media wing" for al-Qaeda in Iraq (AQI). He is now in charge of the Islamic State's social media campaign and western online recruiting. He also publishes the new modern Jihadist English language online magazine. For the past year, he has been funding new recruits using Bitcoin and been arranging new anonymous Bitcoin funding from individual wealthy parties living in the Gulf States. Beverly Hills, California Larry is a successful Hollywood film producer and studio owner about to divorce his third wife. Bernie is a prominent Beverly Hills attorney and one of Larry's best friends. Bernie introduces Larry to Bitcoin expert and accountant Todd Smith prior to an asset search linked to his pending divorce. Beijing, China Peter is a software engineer and designer working in Beijing, China for a large Bitcoin exchange company. Peter develops mobile Bitcoin software that allows coins to transfer instantly to the firm's existing accounts at no cost and with no verification delays. Southeast Portland, Oregon In their mid-forties, cryptocurrency supporters Paul and Sarina own an attractive Bakery in Portland, Oregon, which accepts Bitcoin. Each week Sarina also compensates several employees paying them a portion of their check in Bitcoin. She transfers the Bitcoin through a mobile device using Peter's new software. Great Falls, South Carolina Charlie is a thirty-year-old intellectually challenged man living and working in South Carolina. Through no fault of his own, he becomes a pawn in a massive US Government criminal prosecution.

The Foundations And Future Of Financial Regulation

Author: Mads Andenas
Publisher: Routledge
ISBN: 113504337X
Size: 17.56 MB
Format: PDF, ePub
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Financial regulation has entered into a new era, as many foundational economic theories and policies supporting the existing infrastructure have been and are being questioned following the financial crisis. Goodhart et al’s seminal monograph "Financial Regulation: Why, How and Where Now?" (Routledge:1998) took stock of the extent of financial innovation and the maturity of the financial services industry at that time, and mapped out a new regulatory roadmap. This book offers a timely exploration of the "Why, How and Where Now" of financial regulation in the aftermath of the crisis in order to map out the future trajectory of financial regulation in an age where financial stability is being emphasised as a key regulatory objective. The book is split into four sections: the objectives and regulatory landscape of financial regulation; the regulatory regime for investor protection; the regulatory regime for financial institutional safety and soundness; and macro-prudential regulation. The discussion ranges from theoretical and policy perspectives to comprehensive and critical consideration of financial regulation in the specifics. The focus of the book is on the substantive regulation of the UK and the EU, as critical examination is made of the unravelling and the future of financial regulation with comparative insights offered where relevant especially from the US. Running throughout the book is consideration of the relationship between financial regulation, financial stability and the responsibility of various actors in governance. This book offers an important contribution to continuing reflections on the role of financial regulation, market discipline and corporate responsibility in the financial sector, and upon the roles of regulatory authorities, markets and firms in ensuring the financial health and security of all in the future.