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The 5 Years Before You Retire

Author: Emily Guy Birken
Publisher: Simon and Schuster
ISBN: 1440569738
Size: 10.46 MB
Format: PDF, ePub
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A comprehensive guide to planning your retirement before it's too late! Even though half of all Americans put money aside for retirement, it isn't until they reach their sixties that many realize that they haven't saved enough. With The Five Years Before You Retire, you'll hone in on what you need to do in the next five years to maximize your current savings and create a realistic plan for your future. This book guides you through each financial, medical, and familial decision, from taking advantage of the employer match your company offers for your 401k program to enrolling in Medicare to discussing housing options with your family. Covering every aspect of retirement planning, these straightforward strategies explain in detail how you can make the most of your last few years in the workforce and prepare for the future you've always wanted. Whether you just started devising a plan or have been saving since your first job, The Five Years Before You Retire will show you what you need to do now to ensure that you live comfortably for years to come.

Der Kreidemann

Author: C.J. Tudor
Publisher: Goldmann Verlag
ISBN: 3641214157
Size: 46.63 MB
Format: PDF, Docs
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Alles begann an dem Tag, an dem sie auf den Jahrmarkt gingen. Als der zwölfjährige Eddie den Kreidemann zum ersten Mal traf. Der Kreidemann war es auch, der Eddie auf die Idee mit den Zeichnungen brachte: eine Möglichkeit für ihn und seine Freunde, sich geheime Botschaften zukommen zu lassen. Und erst einmal hat es Spaß gemacht – bis die Figuren sie zur Leiche eines jungen Mädchens führten. Das ist dreißig Jahre her, und Eddie dachte, die Vergangenheit liegt hinter ihm. Dann bekommt er einen Brief, der nur zwei Dinge enthält: ein Stück Kreide und die Zeichnung eines Strichmännchens. Und als die Geschichte beginnt, sich zu wiederholen, begreift Eddie, dass das Spiel nie zu Ende war ...

Ernst Young S Retirement Planning Guide

Author: William J. Arnone
Publisher: John Wiley & Sons
ISBN: 9780471083382
Size: 66.95 MB
Format: PDF, Kindle
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Explains the rules of retirement planning, discusses portfolios and IRAs, and provides information on resources and Internet sites.

How To Retire Happy Fourth Edition The 12 Most Important Decisions You Must Make Before You Retire

Author: Stan Hinden
Publisher: McGraw Hill Professional
ISBN: 0071800700
Size: 58.26 MB
Format: PDF, ePub, Docs
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The Washington Post and New York Times Business Bestseller “Everyone in the workforce today should read this book!” —HORACE B. DEETS, FORMER EXECUTIVE DIRECTOR, AARP “Want excellent insights on retirement planning from a professional who’s actually experienced retirement himself? You’ll get just that from Stan Hinden’s book.” —STEVE VERNON, COLUMNIST, CBSMONEYWATCH.COM “Provides the most important information you’ll need before and during your retirement.” —MICHELLE SINGLETARY, THE WASHINGTON POST Award-winning Washington Post retirement columnist Stan Hinden’s bestselling How to Retire Happy, Fourth Edition, helps you make the right decisions to ensure a happy, healthful retirement. It delivers all the expert advice you need in an easy-to-understand step-by-step style. How to Retire Happy includes everything that has made previous editions the go-to guides for retirees and near-retirees, plus: Brand-new material on health insurance and the prescription drug plan The facts about Medicare Part A (hospital), Part B (tests, doctors, preventive care), and Part D (prescription drugs) The author’s personal experiences with the realities of long-term Alzheimer’s care Fully updated material on Social Security strategies How to handle the financial realities of the post-meltdown economy New resources you can turn to for extra advice

The New Working Woman S Guide To Retirement Planning

Author: Martha Priddy Patterson
Publisher: University of Pennsylvania Press
ISBN: 9780812217032
Size: 52.93 MB
Format: PDF, Kindle
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An attorney specializing in employment benefits offers practical advice and usable solutions to women and gives up-to-the-minute information on new retirement planning options. 28 tables.

Getting Started In A Financially Secure Retirement

Author: Henry K. Hebeler
Publisher: John Wiley & Sons
ISBN: 0470130423
Size: 19.35 MB
Format: PDF, Docs
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PRE- AND POST-RETIREMENT PLANNING THAT MAKES SENSE GETTING STARTED IN A FINANCIALLY SECURE RETIREMENT If you want to make the most of your retirement years, you have to seriously think about the retirement lifestyle you want and the path that will get you there. In order to do this, you need reliable retirement information that will allow you to properly chart your course. Nobody knows this better than author Henry Hebeler, who retired from the corporate world more than fifteen years ago--and quickly discovered that much of the retirement planning advice available wasn't helping people accomplish their goals. Now, with Getting Started in a Financially Secure Retirement, Hebeler shares his experience in this field with you and reveals what it really takes to achieve the retirement you want. Written in a straightforward and accessible style, Getting Started in a Financially Secure Retirement dismisses the assumptions that many popular retirement planning methods make and addresses some of today's most important retirement issues, including everything from planning with realistic economic inputs to neglected subjects such as replacement budgeting, reverse dollar cost averaging, and the need for resiliency when encountering surprise events. Filled with in-depth insights, practical advice, and helpful retirement planning tools, Getting Started in a Financially Secure Retirement will allow you to apply Hebeler's proven principles to your own specific situation--whether you're already retired or still working--and make more informed financial decisions as you plan for the years ahead.

The Essential Retirement Guide

Author: Frederick Vettese
Publisher: John Wiley & Sons
ISBN: 1119111137
Size: 50.90 MB
Format: PDF, Mobi
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Retirement planning is difficult enough without having to contend with misinformation. Unfortunately, much of the advice that is dispensed is either unsubstantiated or betrays a strong vested interest. In The Essential Retirement Guide, Frederick Vettese analyses the most fundamental questions of retirement planning and offers some startling insights. The book finds, for example that: Saving 10 percent a year is not a bad rule of thumb if you could follow it, but there will be times when you cannot do so and it might not even be advisable to try. Most people never spend more than 50 percent of their gross income on themselves before retirement; hence their retirement income target is usually much less than 70 percent. Interest rates will almost certainly stay low for the next 20 years, which will affect how much you need to save. Even in this low-interest environment, you can withdraw 5 percent or more of your retirement savings each year in retirement without running out of money. Your spending in retirement will almost certainly decline at a certain age so you may not need to save quite as much as you think. As people reach the later stages of retirement, they become less capable of managing their finances, even though they grow more confident of their ability to do so! Plan for this before it is too late. Annuities have become very expensive, but they still make sense for a host of reasons. In addition, The Essential Retirement Guide shows how you can estimate your own lifespan and helps you to understand the financial implications of long-term care. Most importantly, it reveals how you can calculate your personal wealth target - the amount of money you will need by the time you retire to live comfortably. The author uses his actuarial expertise to substantiate his findings but does so in a jargon-free way.

What If Your Prince Falls Off His Horse

Author: Jody Cohan
Publisher: Jody Cohan
ISBN: 0595445381
Size: 52.94 MB
Format: PDF
View: 5544
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Most husbands die before their wives and more than 50 percent of marriages end in divorce. Despite these dismal odds, many women don't get involved in their family's financial planning because their husbands take care of it, they think it's too complicated for them to understand, or they just don't want to bother. This book explains in an entertaining and simple style why women should bother, what they need to know, and how to get involved in the business aspect of their marriages to have a better, more secure life and a stronger partnership. Winner - Business Category 2009 San Francisco Book Festival Runner Up - General Non-Fiction Category 2009 New York Book Festival Finalist - Women's Issues Category The National "Best Books 2009" Awards Editor's Choice - iUniverse Publishing

Kiplinger S Personal Finance

Author:
Publisher:
ISBN:
Size: 69.84 MB
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The most trustworthy source of information available today on savings and investments, taxes, money management, home ownership and many other personal finance topics.

Save Your Retirement

Author: Frank Armstrong III
Publisher: FT Press
ISBN: 9780137033249
Size: 52.16 MB
Format: PDF, ePub, Mobi
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Real Solutions for Saving Your Retirement… No Matter Where You Stand Right Now! Step-by-step plans you can use if you’re planning to retire in… 5 years 10 years 15 years over 20 years or tomorrow! “The market meltdown has all of us worrying about whether we will ever be able to retire. Worrying doesn’t help you. Planning does. Save Your Retirement by Frank Armstrong, III and Paul B. Brown can—and should—serve as your battle plan.” —John A. Byrne, Executive Editor, BusinessWeek “Convinced the sinking economy has dragged your retirement plans down with it? Save Your Retirement shows there’s still treasure inside that wreckage— and provides a map to help you find it.” —Josh Hyatt, Money Magazine “Whether you’re just beginning a career or you’re five years from retiring, the authors show you how to take a realistic look at your current financial status and your retirement goals. With a refreshingly positive approach, they give all of us, no matter our life stage, a blueprint for successful retirement.” —Professor Larry Meiller, Talk Show Host, Wisconsin Public Radio “Frank Armstrong, III and Paul B. Brown heal your retirement anxiety and show you exactly how to achieve financial security for the golden years. You’ll actually be excited to save!” —Farnoosh Torabi, Author of You’re So Money: Live Rich Even When You’re Not Terrified about retirement? Stop losing sleep, and take action! This book gives you specific, step-by-step plans you can use to save your retirement. Forget “one-size-fits-all” solutions that don’t fit your life. Here are personal plans focused on your unique situation—whether you’re 5, 10, 15, or 20-plus years away from retirement or are scheduled to retire now. (There’s even a detailed plan for people who’ve already retired and want to make sure their money lasts!) No matter what the market meltdown did to your portfolio or how little you’ve saved, you can save your retirement—if you start now. Get this book, and get started! All the help you need to save your retirement: Where to move your savings How to recalculate what you’ll really need to retire How to assess when you can now afford to retire How to change your approach to investing How to use the federal tax system to save more What to expect from Social Security now