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Transforming Payment Systems In Europe

Author: Jakub Górka
Publisher: Springer
ISBN: 1137541210
Size: 38.41 MB
Format: PDF, ePub
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The European payment market has undergone rapid transformation in recent years due to changes in payment habits, new business rules and new legal frameworks and regulation. There has also been an advent of new technologies and payment solutions which has altered the European payments landscape drastically. This book provides an overview of the fundamental issues involved in this new payments landscape. The authors discuss fundamental problems such as substitution between cash and non-cash payment instruments, payment costs, the economics of fees, and the demand for cash and deposit money. They also analyse issues such as two-sided markets, business platforms and the problem of critical mass. Other chapters focus on new phenomena in payments such as mobile payments, multi-sided platforms, electronic wallets, virtual currencies, decentralised ledgers, private digital currencies, blockchain and instant payments. The authors also review existing regulation for the topic including the revised Payment Services Directive (PSD2), Interchange Fee Regulation (IF/MIF Reg), and the Single Euro Payments Area (SEPA) project. Transforming Payment Systems in Europe offers insight into changing payment culture and the ways in which new payment systems can create a single digital market to foster further integration in Europe.

Islamic Banks And Financial Institutions

Author: Fayaz Ahmad Lone
Publisher: Springer
ISBN: 113751566X
Size: 29.83 MB
Format: PDF
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This book is a study of the objectives of Islamic Finance in the modern banking space and offers insight into the effects of changes and developments occurring in Islamic banking products and services.

Wirtschaftspolitik Im Wandel

Author: Justus Haucap
Publisher: Walter de Gruyter GmbH & Co KG
ISBN: 3110554860
Size: 72.53 MB
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Der vorliegende Band enthält die Beiträge des 50. Forschungsseminars Radein und reflektiert ordnungspolitische Fragen und Probleme. Die ordnungspolitischen Analysen beziehen sich zum einen auf Faktormärkte für Arbeit und Kapital sowie auf Produktmärkte wie Gesundheit, Energie oder Medien, zum anderen auf übergreifende Themen wie die Zukunft Europas oder die Digitalisierung.

The Global Economy And Its Economic Systems

Author: Paul R. Gregory
Publisher: Cengage Learning
ISBN: 1285657373
Size: 77.22 MB
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Since the first edition of this book in 1975 (previously titled Comparing Economic Systems in the Twenty-First Century), this market-leading title has examined different economies in theory and practice. This edition represents a complete revision and a significant expansion of the previous (2004) edition. The authors have completely rewritten and reorganized the 21 chapters of the previous edition and included a new chapter (Chapter 12, The Europen Model). Available with InfoTrac Student Collections http://gocengage.com/infotrac. Important Notice: Media content referenced within the product description or the product text may not be available in the ebook version.

Money Banking And Financial Markets In Central And Eastern Europe

Author: Roman Matousek
Publisher: Palgrave MacMillan
ISBN:
Size: 74.58 MB
Format: PDF, Kindle
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This is a survey of the economic challenges which transition economies have undergone in the last 20 years. It gives a deep insight into the banking sector and financial markets of Central and Eastern European countries, examining their integration into the European Union and the key obstacles which prevent full integration. The book comments on and evaluates market changes and monetary policy in the region. It applies rigorous and advanced tools to analyse the ongoing development and remaining problems, including the impact and consequences of the current fiancial crisis.

Bargeldlose Lohn Und Gehaltszahlung

Author: Karl Weisser
Publisher: Springer-Verlag
ISBN: 3663137880
Size: 15.99 MB
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Es ist erstaunlich, wie viele Unternehmen im Zeitalter der Elektronik und der Automatisierung in der Lohna'brechnung und Lohnauszah lung Verfahren anwenden, die eigentlich in die Zeit des Tag,elohns gehören. Ebenso verwunderlich ist ,es, daß ein großer Teil der Arbeit nehmer, insbesondere der Arbeiterschaft, noch in einer Zeit denkt, dte längst überholt ist. Sie vergessen dabei, daß eine Wandlung in der bisher bestehenden Gesellschaftsordnung eingetreten ist. Tradition, Gewohnheit und eine gewisse Furcht vor dem Neuen sind die Gründe einer ablehnenden Haltung gegenüber der Änderung des althergebrachten Lohnzahlungsrhythmus und der seit Jahrzehnten gebräuchlichen Barauszahlung. Nach völliger Erstarrung des Lohnzahlungssystems hat man in bei den Lagern jetzt plötzlich lebhafter zu denken begonnen. Die Stim men der Befürworter der bargeldlosen Lohnzahlung sind nicht mehr zu überhören. Genauso wenig kann man an der Tatsache der immer mehr auftretenden Arbeitszus,ammenballung in den Lohnbüros, mit hervorgerufen durch die Arbeitszeitverkürzungen, vorübergehen. Unternehmer wie Arbeitnehmer müssen sich mit dem Problem der bargeldlosen Lohnzahlung befassen und auseinandersetzen.

The British Insurance Industry Since 1900

Author: Robert Carter
Publisher: Palgrave Macmillan
ISBN:
Size: 52.63 MB
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This book is a comprehensive chronicle of the transformation of the intensely competitive British insurance industry in response to evolving economic, social, technological and political conditions. It analyzes the fast-changing shape of the distribution system, the role of the state and the shifting boundaries of insurability and risk transfer.

Transformation Of The Employment Structure In The Eu And Usa 1995 2007

Author: E. Fernandez-Macias
Publisher: Springer
ISBN: 0230369812
Size: 73.51 MB
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This collection describes the changing structure of employment during the period of robust employment expansion that preceded the credit crunch and features contributions from a team of leading labour market researchers from Europe and the United States.

The Global Crisis And Transformative Social Change

Author: P. Utting
Publisher: Springer
ISBN: 1137002506
Size: 40.18 MB
Format: PDF, Mobi
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Global crises not only deeply impact the economy and people's livelihoods, they also unsettle basic ideas and assumptions about the meaning and drivers of development. This collection of theoretical and empirical studies explores the substance and politics of policy change following the 2007/8 crisis from the perspective of developing countries.