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Portfolios Of The Poor

Author: Daryl Collins
Publisher: Princeton University Press
ISBN: 9781400829965
Size: 61.69 MB
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Nearly forty percent of humanity lives on an average of two dollars a day or less. If you've never had to survive on an income so small, it is hard to imagine. How would you put food on the table, afford a home, and educate your children? How would you handle emergencies and old age? Every day, more than a billion people around the world must answer these questions. Portfolios of the Poor is the first book to systematically explain how the poor find solutions to their everyday financial problems. The authors conducted year-long interviews with impoverished villagers and slum dwellers in Bangladesh, India, and South Africa--records that track penny by penny how specific households manage their money. The stories of these families are often surprising and inspiring. Most poor households do not live hand to mouth, spending what they earn in a desperate bid to keep afloat. Instead, they employ financial tools, many linked to informal networks and family ties. They push money into savings for reserves, squeeze money out of creditors whenever possible, run sophisticated savings clubs, and use microfinancing wherever available. Their experiences reveal new methods to fight poverty and ways to envision the next generation of banks for the "bottom billion." Indispensable for those in development studies, economics, and microfinance, Portfolios of the Poor will appeal to anyone interested in knowing more about poverty and what can be done about it.

Summary Portfolios Of The Poor

Author: BusinessNews Publishing
Publisher: Primento
ISBN: 2511001462
Size: 19.24 MB
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The must-read summary of Daryl Collins, Jonathan Morduch, Stuart Rutherford and Orlanda Ruthven's book: “Portfolios of the Poor: How the World’s Poor Live on $2 a Day”. This complete summary of "Portfolios of the Poor" outlines the authors' assessment of how the world's poorest billion people find solutions to living on such a small income. They demonstrate that they are surprisingly resourceful and usually employ financial tools that are linked to informal networks and family ties. The book also offers a vision for the future generation of banks for the "bottom billion". Added-value of this summary: • Save time • Understand poverty and how people cope with it • Expand your knowledge of international politics and economics To learn more, read "Portfolios of the Poor" and discover the inspiring stories of how the world's poorest people survive off their impossibly small means, and the implications this has for the new generation of banking and finance.

Defeating Poverty Jan Dhan And Beyond

Author: Sameer Kochhar
Publisher: Skoch Media Pvt Ltd
ISBN: 8192917231
Size: 15.64 MB
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It examines why so many years after Independence, India still has a large number of poor and points towards vote-bank politics as a key culprit in choosing poor policy options that could never deliver optimally. Poverty alleviation measures adopted by Narendra Modi during his tenure as Chief Minister of Gujarat, were a greater success compared to other states. The book identifies the key success factors for financial inclusion – a credit and livelihood based approach as well as a gendered view of inclusion; sustainable development; skill development; financial literacy; push for MSMEs; employment and focus on hygiene and health. Thus, making the Modi model, called ModiNomics, as one of the proven approaches that can take financial inclusion to its logical conclusion. The model comes close to the author’s academic work, understanding of ModiNomics and years of research that has a great potential for its replication nationally. Given that the end-objective of financial inclusion is poverty alleviation, at Skoch Group, we have been unyielding in our advocacy of equitable growth with the three critical elements attached to it: financial, social and digital inclusion. The book proposes a model for bringing all these elements together and also suggests ways for the Pradhan Mantri Jan Dhan Yojana to be financially viable, selfsustaining and emerge as India’s main weapon for defeating poverty.

The Business Solution To Poverty

Author: Paul Polak
Publisher: Berrett-Koehler Publishers
ISBN: 1609940784
Size: 15.57 MB
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The nearly three billion people living on $2 a day are not just the world?s greatest challenge?they represent an extraordinary market opportunity. The key is what Paul Polak and Mal Warwick call Zero-Based Design: starting from scratch to create innovative products and services tailored for the very poor, armed with a thorough understanding of what they really want and need and driven by what Polak and Warwick call?the ruthless pursuit of affordability.? Polak has been doing this work for years, and Warwick has extensive experience in both business and philanthropy. Together, they show how their design principles and vision can enable unapologetic capitalists to supply the very poor with clean drinking water, electricity, irrigation, housing, education, health care, and other necessities at a fraction of the usual cost and at profit margins comparable to those of businesses in the developed world. Promising governmental and philanthropic efforts to end poverty have not reached scale because they lack the incentives of the market to attract massive resources. This book opens an extraordinary opportunity for nimble entrepreneurs, investors, and corporate executives that will result not only in vibrant, growing businesses but also a better life for the world?s poorest people.?One of the most hopeful propositions to come along in a long time. Paul Polak and Mal Warwick?s approach is original, ambitious, and practical?and it just may be the key to reducing the number of people in poverty on a very large scale. Polak and Warwick lay out a practical and systematic way to work on a global scale, transforming the lives of hundreds of millions of poor people.??President Bill Clinton.

Disability And Equity At Work

Author: Jody Heymann
Publisher: Oxford University Press
ISBN: 019998123X
Size: 23.95 MB
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Despite international and national guarantees of equal rights, there remains a great deal to be done to achieve global employment equality for individuals with disabilities. In OECD countries, the employment rate of persons with disabilities was just over 40%, compared to 75% for persons without a disability; in many low- and middle-income countries, the employment rates are even lower. There are numerous reasons why persons with disabilities fare poorly in the labor market; Disability and Equity at Work is the first book to document what can be done to improve this imbalance. Chapters in this volume address all relevant facets of this topic and include: · Extensive examination of the factors contributing to inequitable access to work among persons with disability · Analysis of the economic benefits of increasing employment equity · Successful employment strategies at every stage of a worker's career · Evidence-based recommendations and in-depth case studies of innovative policies and programs around the world Chapter contributors include leaders from international organizations, government, civil society, and academia, including experts from UN agencies, leaders in nongovernmental advocacy and research organizations, and senior academics in the field. Disability and Equity at Work fills a needed gap that will appeal to those interested in and engaged in public policy, global health, equal rights, business, labor, and other fields.

A Companion To Moral Anthropology

Author: Didier Fassin
Publisher: John Wiley & Sons
ISBN: 1118290585
Size: 76.59 MB
Format: PDF, Kindle
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A Companion to Moral Anthropology is the first collective consideration of the anthropological dimensions of morals, morality, and ethics. Original essays by international experts explore the various currents, approaches, and issues in this important new discipline, examining topics such as the ethnography of moralities, the study of moral subjectivities, and the exploration of moral economies. Investigates the central legacies of moral anthropology, the formation of moral facts and values, the context of local moralities, and the frontiers between moralities, politics, humanitarianism Features contributions from pioneers in the field of moral anthropology, as well as international experts in related fields such as moral philosophy, moral psychology, evolutionary biology and neuroethics

Innovations In Insuring The Poor

Author: Ruth Vargas Hill
Publisher: Intl Food Policy Res Inst
Size: 16.95 MB
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Risk and poverty are inextricably linked. Susceptibility to risk is a defining feature of what it means to be poor. Poor people often live in environments characterized by high weather and disease risk, and it is poor households that have the fewest tools to deal with drought, floods, and disease when they occur. Breaking the link between risk and poverty by insuring poor people both lessens the affliction of poverty and allows poor people to participate in income growth. This set of briefs considers how to increase the tools available to poor households to manage agricultural and health risks. The focus is how to develop insurance markets, along with other financial instruments such as credit, savings, and social protection policies. The series does not document the proven impact of insurance markets for the welfare of poor people; rather, it brings together briefs written by businesspeople, policymakers, and researchers that document innovations, lessons learned, and areas of future work and action.


Author: Jonathan J. Morduch
Publisher: McGraw-Hill Education
ISBN: 9781259193149
Size: 47.36 MB
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Built to focus on what matters to students in today's high-tech, globalized world, Dean Karlan and Jonathan Morduch's Economics represents a new generation of products, optimized for digital delivery and available with best-in-class adaptive study resources in Mc-Graw Hill Connect. The second edition delivers core economic concepts along with exciting new ideas in economic though and strives to keep students engaged by confronting issues that are important in the world. This text combines a familiar curriculum with material from new research and applied areas such as finance, behavioral economics, and the political economy. Students and faculty will find content that breaks down barriers between what takes place in the classroom and what happens in our nation and broader world, with applications that are driven by empirical evidence, data, and research. Karlan and Morduch show students that economics is a tool to better one's own life and promote better public and business policies in the world. At the same time, this second edition challenges students to reach their own conclusions about what "better" really means.

Leadership Development In A Global World

Author: J. Canals
Publisher: Springer
ISBN: 1137283327
Size: 46.53 MB
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Global companies are facing a new, pressure to develop leaders with global mindsets. The war for managerial talent has never been so intense. Companies and business schools need not only to fine tune practices and models, but redesign current paradigms and create more effective and sustainable ways to invest in leadership development.